Frequently Asked Questions Vendor ATM Information: This is temporaly unavailable. What is the consulting $25 for the card? We only charge a referring fee USD 25 for the research of this product and providing vendor contact to order the card... Keep in mind then you will have the cost of ordering the card when you choose to.   Order your ATM anonymous card information   Where is the vendor located? The company itself is based in Paris, France. They have partnered with a big Canada bank that will issue the card and keep the money. The ATM card has been in operation for around 12 months, its founders have been active in the payment industry for more than 7 years. They have passed successfully all Mastercard's stages of "background check" and "due diligence". Telephone Support are available Monday to Friday working hours. Email support are available anytime, 24/7    What is the card? It's a prepaid, reloadable ATM debit card that isn't linked to your bank account. It offers what are known as "stored value" cards. Quite simply, that means that you store money and access it by using your card worldwide at a bank machine (ATM, review locations here) or by using it like a bank debit card to make purchases (POS transactions available in Canada only).   What name will be printed on the card? There is no individual name printed on it.   Does the Card expire? There is no expiration date of the card.   Is there a limit to load the card? Yes, daily loading limit of 9,500.00 USD and 30,000.00 USD monthly (Thirty "30" Days) loading limit. Those limits are per card. There is a limit of two (2) cards activated/registered under the same name. How much can withdraw per day? The card features a daily limit of 2,500 USD for ATM withdrawals, but keep in mind that ATM machines and/or ATM's networks and even some countries may also have their own limits. Can the card be loaded with PayPal/2CheckOut/Adsense?  YES! The loading fee for ACH direct deposit is 5% + $5. However, I need to inform you that in order to be able to use this feature, you are required to fax in some documents to the card company to upgrade yourself to 'verification level 2'. They are 1. Front and back of a government issued ID  2. Front and back of a valid piece of photo ID  3. Copy of a utility bill showing an address that matches either the government ID or the photo ID  You only need to upgrade yourself to 'verification level 2' if you intend to use this feature. If you do not need this feature, you do not need to send in any documents. They also works with EMO and StormPay, this is because both of them also deposit the money to the card using the ACH Direct Deposit method. Direct Deposit needs only 2 pieces of information to make a deposit, that's your bank account number and your routing number. When you have this card, you will be given a specific account number and routing number. You can use this 2 numbers in anyway that accept ACH Direct Deposit. These includes but not limited to PayPal, 2CheckOut, StormPay, EMO and lots of other payment processors.    Who can apply for the Card? Where can be shipped? Anyone can apply regardless of his or her nationality, country of residence, credit history or status. The card can be shipped worldwide.   Are there different types of cards? Yes and no. All cards function in basically the same way, but they can be put to a number of different uses. Your employer can use this card as a more convenient and less costly way to pay you. You can send a card to someone as a gift. You can use a card to transfer money to relatives overseas. Insurance company can use cards to pay claims. In short, the possible uses are virtually endless.   How secure is my money with this card? It is more secure than a bank card. Like a bank card, nobody can get at your cash without your Personal Identification Number (PIN). What's more, unlike a bank card, the maximum risk that you face is the amount of money stored on the card. With a normal bank card, someone who steals both your card and PIN may be able to clean out your entire bank account. When it comes to the question of security, the term "stored value" may be a little misleading. The money is not actually stored on the card. It is stored on our secure computers and can only be accessed if you provide your PIN when you use your card at an ATM. Your PIN is not stored anywhere on your card, not even on the magnetic stripe. The information on the stripe merely identifies you so that our systems can compare the PIN that you enter to the one that is stored in our secure computers. That way, a thief who steals your card cannot learn your PIN even with a magnetic card reader. Because your PIN is so critical to the security of your card, it is important that you protect it. Be sure that nobody is looking over your shoulder when you enter your PIN. Even if you aren't aware of anyone watching you, it is still a good idea to shield the keys of the ATM with your other hand when you enter your PIN.   Order your ATM anonymous card information How is TheCard better than cash? There are lots of ways that TheCard beats cash. To name just three: 1. TheCard is more secure than cash. If cash is lost or stolen it is likely gone forever. If your TheCard is lost or stolen, it can be replaced. No one can get at your money unless they also have your PIN. 2. TheCard is a global money and debit card. When you use cash, you usually have to exchange your money for local currency when you travel out of the country, which can be a costly and time-consuming inconvenience. With TheCard, you can use your card at any worldwide ATM. All cash withdrawals are automatically in the local currency. 3. You can safely send TheCard in the mail. The post office and courier companies tell you not to use their services to send cash. In the past, if you wanted to send money to friends or relatives across the country or overseas the only alternative was expensive wire services. Now, you can easily send TheCard to them in the mail. It is secure because no one can access the cash on the card unless they also have the PIN. (Never send a card and its PIN at the same time).   Is TheCard better than using check? 1. Cash stored on TheCard is available immediately. If you send a check as a gift or to transfer money to relatives "back home", the recipient's bank usually puts the money on hold for at least a few days, and often a few weeks, until the check "clears". The wait can be particularly long when sending money out of the country. With TheCard, you can tell the recipient the PIN over the phone. Then, as soon as the card arrives, the recipient can use it immediately at an ATM. 2. Cards can be refilled quickly and easily. When you use check to send gifts or transfer money, if you want to send another gift or transfer more cash to the same person, the recipient has to wait for the check to arrive and the bank to clear it. With TheCard you just add more cash to the same card. The recipient then has immediate access to the cash -- the second and subsequent times, they don't even have to wait for the card to arrive. How is the Card better than using a bank card? 1. TheCard can be used to send gifts or transfer money. Since an ordinary bank card and PIN gives the holder access to your full bank account, they are not a good way to send a gift or transfer money to others. The Card gives a recipient access to only as much money as you add to the card -- not your whole bank account. 2. TheCards are more secure. Because TheCard is not tied to your bank account, in the very worst case, if someone steals both your card and PIN, the most that the thief can get is the money that remains on your card. With a bank card, they may be able to drain your entire account. How do I add money to my card? You can transfer money to your card over the Internet or at your bank. Please see the methods below: You can transfer money to your card over the Internet or at your bank. Please see the methods below: - ACH Debit (Automatic Clearing House) Available within USA only - Instant ACH Debit (Automatic Clearing House) Available within USA only - ACH Purchase (Automatic Clearing House) Available within USA only - DDA Direct Deposit Account (Payroll) - International Bank Transfer (Wire, Swift, IBAN, etc.) - e-gold (Instant Automatic loading system) - Cash Deposit ConveniaLoad. Available within USA only - Cash Deposit Ukash. Available within United Kingdom & Spain only - SwiftPay Cash Western Union. Available within USA only - Card-to-card transfer Can I transfer money from my theCard to my bank account? No. How many cards can one register under the same name? They limit two (2) cards per person activated under the same name. Can I use my the Card like a credit card before I add money to the card? No. The Card is what is known as a "stored value" card. This means that you must first add money to the card and then spend or withdraw that money from it. You cannot use the card to spend more than the amount of money that is stored on it. Is my money protected if my card is lost or stolen? Yes. Nobody can get at your money without your PIN. If your card is lost or stolen, it can be replaced once we verify that you are the authorized cardholder. If I give a the Card as a gift, can the recipient replace the card if it is lost or stolen card or do I have to do that? Yes. The cardholder is a known account holder because the card is in their name. Cardholders can simply contact the Card company directly and they will replace the card as soon as possible. What happens if I forget my Personal Identification Number (PIN)? Not right away. If you have lost or forgotten your PIN number you cannot get a new one or reset the PIN in any way. If you have made 3 or more attempts at an ATM the system will automatically lock your card and disable use for 24 hours. You can go back to any ATM after the 24 hour lock down period and try again. If you have in fact forgotten or lost your PIN number you must replace your card. I want to use a the Card to transfer money to relatives in another Country. Can I have a 2nd account, send the card to my relatives and simply transfer from card to card? Yes. Simply order two individual cards. One card for each person. Then simply execute card to card transfers. Do I need a good credit record to get a card? No. Since you cannot spend more money than you have added to the card, the card issuer does not assume any risk and, therefore, is not concerned with your credit rating.   Where can I get a card? You just have to order our service and we will referred you to the vendor of this card. You will be able to request as many cards as you want directly to the vendor, no more intermediary.   Where can I use my card? You can use your card at any ATM located here.   Is there a limit to load the card? There is no limit.   How much can withdraw per day? The card features a daily limit of 5,000 USD for ATM withdrawals, but keep in mind that ATM machines and/or ATM's networks and even some countries may also have their own limits.   How can I order multiple cards?   If you purchase multiple cards they will be delivered to you not activated (and then you can ship it to who you want). Each cardholder would then have to activate his card on-line through the card company website.   Which are the transaction fees?   Transaction Type Fee USD ATM Withdrawal (Worldwide) 3.00 POS (Point Of Sale). Available within Canada only 2.75 Monthly Maintenance & Internet Access* 3.00 card-to-card transfer 3.00 International Bank Transfer (Wire, Swift, etc.) Timeframe to receive your loading: 2-4 Days 1% + 5.00 e-gold to the card 5% + 5.00 Card to e-gold (Buy e-gold in real time) 2% + 5.00 Cash Deposit - ConveniaLoad Available within USA only Deposit funds at over 25,000 bank branches. Timeframe to receive your loading: 24H 5% + 5.00 USD Cash Deposit - Ukash Available within United Kingdom, Spain and Ireland Deposit funds at over 70,000 PayPoint outlets. Timeframe to receive your loading: Instantaneous 8% ACH (Available within USA only) 5.00 Instant ACH (Available within USA only) 10 % Swiftpay (Available within USA only) 5.00 Western Union 5% + 5.00 900 PAY 15.00 ACH Direct Deposit (DDA)(Payroll, PayPal, Google AdSense, etc...)   Timeframe to receive your loading: 2-4 Days 5% + 5.00 USD * Regarding the monthly fee, if there is no money on the card (0 USD), there is no monthly charge applicable. But if there is something like 0.45 USD or any amount below 3 USD they will charge the amount left on the card. If there is more than 3 USD they take only 3 USD.   So how much will cost me the card once I am referred from you? 1 unit - TheCard shipping to your address will cost about USD 84: this is for per 1 CARDS (25USD) + 1 ACTIVATION FEES (5USD) + EXPRESS DELIVERY (49USD ) + Method of payment (5USD).   If you order more cards the cost will reduced as you can check below:   Ordering by unit: Number of Card Price per card 1 to 10 Cards 25.00 USD Each. + Activation fees of 5 USD related to each card 11 to 20 Cards 20.00 USD Each. + Activation fees of 5 USD related to each card 21+ Cards 15.00 USD Each. + Activation fees of 5 USD related to each card   Which are the payment methods and it fee to Order the Card?   See below table with the methods and cost to order the card. Methods TheCard Price Credit Card. (Visa & MasterCard) Up to 10 cards may be ordered with credit card Timeframe to receive and approve your payment: 24H  5.00 USD International Bank Transfer (Wire, Swift, etc.). (Timeframe to receive your payment: 24H-96H)   5.00 USD e-gold (Timeframe to receive your payment: Instantaneous)   5.00 USD SwiftPay - Money Order - Cash Available within USA only. (Timeframe to receive your payment: 24H)   5.00 USD Card-to-Card transfer. (Timeframe to receive your payment: Instantaneous)   3 USD Is there a cheaper delivery method? Yes, but it will take longer to arrive to you address, see below:   Delivery method (Shipping, Handling & Packing): TheCard Price Express delivery with tracking number. (1-6 days) Worldwide 49 USD Registered letter delivery without tracking number. (2-4 weeks) Worldwide 24 USD   Order your ATM anonymous card information       Copyright © 2003-2008 SwissBankingAccounts.com  Consulting AR LTD

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